All and any use of this web site (including, without limitation, browsing of this web site and any use made of the facilities and/or services provided on or via this web site and/or the information contained in or accessible from this web site) is subject at all times to the terms and conditions below. By using this web site in any way, you shall be deemed to have accepted all the terms and conditions of use unconditionally. You should not use this web site if you do not agree with the terms and conditions.

1.	The content on this web site is provided free of charge and for information purposes only. No information or material posted on this web site is intended to constitute a legal or binding relationship. Neither the information contained herein, nor the perusal or use of it, establishes or constitutes any fiduciary or business relationship between you and Tony Manning. All services, agreements for service, and rendering of professional advice will be executed via a written contract or letter of mutual understanding.
2.	Tony Manning does not warrant (whether expressly or implicitly) or guarantee the accuracy, completeness, adequacy, or currency of the information contained in or linked to or accessible from this web site.
3.	Any person who uses or relies on this web site, or on the information contained in or accessible from this web site, does so at his/her own risk.
4.	To the fullest extent permitted by law, Tony Manning excludes all liability for any loss or damage (including direct, indirect, special, or consequential loss or damage) arising from the use of or reliance on any content contained in or accessible from this web site, or services provided by or via this web site.
5.	To the extent that this web site contains links to outside services, resources and data, Tony Manning does not control and is not responsible for the availability and content of those outside services, resources, and data. You use such links, services, resources, and data at your own risk.
6.	Tony Manning cannot and does not guarantee or warrant that files available for downloading through this web site or accessible from this web site, or delivered via electronic mail through this web site, will be free of infection or viruses, or other code that manifests contaminating or destructive properties.
7.	Tony Manning reserves the right, at his discretion, to change, modify, add, or remove portions of these terms and conditions at any time. Please check these terms and conditions periodically for changes. Your continued use of this web site following the posting of changes to these terms and conditions will mean that you accept those changes.

All content copyright © Tony Manning 2005